Frequently Asked Questions
What is the Loan-to-Value (LTV) ratio? +
Our competitive 50% LTV ratio means you can borrow up to 50% of your crypto collateral's current market value. This provides excellent liquidity while maintaining security against market volatility.
Which cryptocurrencies do you accept? +
We currently accept Bitcoin (BTC), Ethereum (ETH), and Tether (USDT) as collateral. All assets are stored in institutional-grade cold storage.
How long does approval take? +
Most applications are processed within 24 hours after KYC verification is complete. Complex cases may require additional review.
What happens if crypto prices drop? +
If your collateral value drops significantly, you may receive a margin call to either add more collateral or partially repay the loan to maintain the required LTV ratio.
What is the minimum loan amount? +
The minimum loan amount is $10,000 USD. This ensures we can provide institutional-grade service while maintaining operational efficiency.
Is Lendifys regulated? +
Yes, Lendifys operates under Swiss financial regulations with registration number CH-020.3.045.678-9 and is supervised by FINMA (Swiss Financial Market Supervisory Authority).